01
LIVE ENGINETax-loss harvesting
Tax
Find harvest opportunities, block wash-sale risk across taxable and held-away accounts, and stage compliant replacements.
Audit-ready case file with full evidence trail.
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advicenxt
We're your answer.
advicenxt automatically produces audit-ready proof for every AI-assisted recommendation — what was checked, what was challenged, who approved, and a complete evidence trail.
The supervision gap
The SEC's 2025–2026 examination priorities explicitly target firms using AI for investment recommendations. Firms that deploy AI-assisted advice without provable supervision face regulatory action.
COO / Firm leader: Replace $6M/yr in fiduciary operations labor
CCO / Compliance: Prove every AI recommendation was supervised
Advisor / PM: Case files in 2 minutes, not 30
$6M+
per year
Fiduciary operations cost at a single 3,000-advisor firm. Most of that work is deterministic.
40+
analysts
Compliance analysts reviewing AI-assisted recommendations.
2026
SEC priority
AI-assisted advice is a named examination target.
Same request, different proof
TLH REVIEWHarvest the AAPL loss to offset gains this quarter.
AAPL blocked — wash-sale risk detected from 401(k) dividend reinvestment. A compliant substitute is staged for advisor review.
How a case file is built
Each step in the process writes evidence. The result is a sealed, audit-ready case file.
Example case file
Human intent starts the workflow.
Evidence captured
MORRISON-TLH-017
Household
Morrison Family
Intent
Evaluate compliant harvest options
Evidence chain
Advisor triggers a workflow
TriggeredDeterministic options generated, policy checked
Sensitive data masked before AI review
AI selects best option, QA challenges rationale
Advisor approves, exceptions routed
Case file committed, execution staged
Advisor triggers a workflow
TriggeredWorkflows
Each workflow produces the same deliverable: a complete fiduciary case file with audit-ready proof.
01
LIVE ENGINETax
Find harvest opportunities, block wash-sale risk across taxable and held-away accounts, and stage compliant replacements.
Audit-ready case file with full evidence trail.
02
DESIGN PARTNERPortfolio / Tax
Model diversification paths against tax budget, IPS constraints, tracking error, and trading windows.
Tax, IPS, and trading window checks — all documented.
03
DESIGN PARTNERPlanning / Tax
Evaluate bracket limits, IRMAA exposure, liquidity needs, and client tradeoffs before year-end.
Bracket, IRMAA, and liquidity analysis — all documented.
6 additional workflows available for design partner co-development.
Design partner pilot
We run one workflow against your real households, under your firm policy — and hand you audit-ready evidence at the end.
Production run
100–500 households supervised through tax-loss harvesting, with your firm policy applied. Stage-only — no trades executed.
Audit evidence
Completed fiduciary case files with exportable audit packets (PDF, JSON, CSV) — ready for your CCO on day 61.
Founder access
Weekly case reviews with the founding team. Direct line, no support queue.
You evaluate the quality of the proof. Zero infrastructure risk.